VA Circular 26-22-18: 2023 Conforming Loan Limits and How They Affect Partial Entitlement
If you have full entitlement available, this circular won’t affect you—VA loans with full entitlement no longer have a county loan limit (per VA Circular 26-19-17). However, if you…
December 13, 2022
No Need for Private Road Maintenance Agreement
VA Circular 26-22-17 On November 25th of 2022, a new VA circular pertaining to private roads and shared driveways was released. Now, effective immediately, the VA is no longer requ…
November 30, 2022
VA Circular 26-22-13: Understanding the Appraisal Waterfall Process
What Is the VA Appraisal Waterfall? On July 22, 2022, the U.S. Department of Veterans Affairs released Circular 26-22-13, titled “Procedures for Alternative Valuation Methods.”
November 13, 2022
Understanding the VA Loan Estimate: A Page-by-Page Breakdown
Understanding the VA Loan Estimate Why the Loan Estimate Matters The Loan Estimate (LE) is a standardized, three-page document that gives you a clear picture of your VA loan offer…
October 28, 2022
VA Manual Underwriting: Your Second Chance at Home Loan Approval
Sometimes, a VA borrower does everything right — good credit, stable income, strong eligibility — and still hears:
July 30, 2020